Retire at 66? As a confirmed pension dodger and one who does not fear the Reaper (yet) I'm determined not get bothered about any of this. I'll be 60 in 2015, I may get a bus pass then and I'll possibly get a diluted 40 year pension at 61. If I work on what have I got to lose? I can cash in my pension and draw a salary, well maybe. My kind of work is not a burden to me either, I'm hoping to remain on top and I'm realising that the older you get the more you appreciate that nobody really knows what they are talking about anyway and it's always going to be entertaining to see the young and enthusiastic crash and burn as their "original" schemes and ideas falter, in fact it's already happening. Continuous Improvement? You are having a laugh.