A real buzz is precisely what I didn't get when I heard about Standard Life's bit of contingency planning contingency plan. As a serial non-believer in the value of most contingency plans (and the effort that goes into building them, exercising them and then forgetting about them) I had to acknowledge that I could see the sense in this one...but it comes at a price and I fear it's not the only one that will be either exposed or confessed in the next few weeks. To fail to plan etc. etc. What also irritates me are the derisory scoffs and shoulder shaking giggles that the SNP indulge in when confronted with these real events. They need to toughen up a bit and stop the sniggering and face up to these difficult and potentially vote losing issues with some positive answers or at least a sober reflection on the possible consequences. The trouble is that just as we Scots love our country, whisky, lorne sausage and anything called Loch we also love our money, our pensions and the good feeling of dodging exorbitant bank and currency exchange charges and getting a bargain or a good deal. We also quite fond of The Co-op, Poundland and Gumtree. It's not about doom and gloom of course but there's a bleak financial future that's kind of hanging in the balance...even for the more visionary souls wandering free amongst us.
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